Banks, which are among the institutions that adapt to the fastest technological innovations, include all kinds of innovations that will make it easier to reach the customer or reach the customer in the business process as soon as possible. Some banks that are able to provide rapid credit approval in a very short time thanks to the software that allows for loan applications on the internet and even for the evaluation and conclusion of the application, are preferred more and more by consumers every day.
The number of online loans of the banks, which have made various improvements in the business process, has increased considerably due to the increasing use of online banking transactions and the increasing use of less branch service channels of consumers.
Due to the fact that the said innovation creates a serious competitive environment, the banks have become more risk-taking in the loans they will provide to consumers after the work load in the branch has decreased and their costs have decreased.
Fastest Lending Bank
Consumers may even have the opportunity to allocate instantly if they receive a positive response after applying to some banks. In order to realize its immediate allocation, there is a condition of being a customer of the bank. Following the positive response of the loan application to the bank that does not have a customer, the documents required for the account opening must either come to the home address via job or go to the nearest bank branch of the consumer.
The fastest credit available to consumers is currently being allocated by Lender bank, which has been operating digital banking for years.
Quick Needs Loan
File cost, financing allocation fee, etc. Lender bank, which can allocate 30 thousand USD of credit, which can be used without expense payments, over the Internet, sends the documents to be signed by the cargo, if the person applying for the loan is not a bank customer. It is possible to install the loan up to 36 months, which carries out the loan allocation without going to the branch in a very short time. Within the scope of general purpose loan allocated with an interest rate of 2.89 percent, the consumer who submitted a loan application of 10 thousand USD:
- 1032 USD every month for a 12-month term, a total of 12,394 USD,
- 620 USD per month for a 24-month term, a total of 14,895 USD,
- For a 36-month term, he has to pay 490 USD each month and 17,660 USD in total.
In accordance with the latest regulation made by the BRSA, the option for maturity of 48 months in consumer loans was removed.
Requirement Loan Application
Consumers who decide the amount of loan they want to use can access the application form page by following the steps of Products> Consumer Credits after logging into the website. After the information requested in the relevant form is shared accurately and completely, the loan application is evaluated within 10 minutes and the result is conveyed to the consumer applying via SMS.
Income certificate etc. for credit allocation. It does not need to be presented. The credit rating is high and there has to be a SGK for at least 3 months.